amlr.io vs Middesk
Middesk is excellent at verifying US businesses at signup. That is a different job from running EU-facing crypto compliance. Here is where the line falls.
amlr.io saves you money by cutting compliance staff costs and compliance tool costs — it runs the whole compliance department of a crypto company, not the signup step of it.
Middesk is excellent for US business verification. It is not built for high-risk, cross-border KYB. Registry data stops where your counterparties start — offshore holdcos, nominee arrangements and foundations do not resolve through a US registry lookup.
Verification is one step; the obligation runs all year. Collection, collaboration, approval, periodic review and the evidence an auditor asks for are the actual work — and they are what amlr.io carries.
| amlr.io | Middesk | |
|---|---|---|
| What it is | An EU-hosted compliance operations system for KYB and AML teams | A US business-identity platform for verification at account opening |
| Geographic strength | EU and international, documents-first | United States, registry-first |
| US registry data | No | Yes, best-in-class |
| Ongoing monitoring | Whole client base re-screened daily against the official lists, included | Monitoring products available; see their site |
| AML registers, reviews, board pack | Yes, core of the product | No, not their problem space |
| UBO and ownership analysis | Full ownership and control charts, corporate-chain rules, per-person screening | Business-level verification focus |
| API | Not yet public | Yes, API-first |
| Hosting | Built and hosted in the EU | US company; see their documentation |
| Support | Founder-led | Support team |
Decide with your own files.
Run the 30-day trial next to whatever you use today and keep whichever wins.