The Compliance OS for crypto & fintech KYB

Stop running compliance on spreadsheets.

Onboard business counterparties, screen every UBO, run risk, and keep every AML register in one connected system, with clear roles and a full audit trail. Built and hosted in the EU.

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2 FTE

The work of two analysts, automated

€100k+

Saved per year in staff and tooling

€999

Flat per month, priced on entities

Modelled on a 250-entity portfolio — assumptions on request.

Who it's for

If you're one of these, this was built for you.

CASPs & exchanges OTC desks Funds PSPs & EMIs Wallets Foundations dApps
The problem · 01

Your KYB program lives in fifteen places.

Counterparty files in shared drives, screening in a spreadsheet, ownership charts in email, evidence on a random drive. amlr.io pulls your B2B compliance (funds, exchanges, OTC desks, wallets, dApps, foundations and the UBOs behind them) into one hub, so nothing slips through the gaps.

counterparties.xlsx /KYB 2024 Shared drive Re: UBO chart? incorp.pdf screening.xlsx
amlr.io · one hub
Every counterparty, case file and UBO
Screened daily, automatically
Roles, SLAs and a full audit trail
The problem · 02

Your current tools are built to bill you.

Legacy compliance suites meter every check, sell each capability as its own module, lock you into six-figure contracts, and make you sit through months of procurement before you screen a single name. You are paying for their sales team, not your workflow.

Without amlr.iothe old way
Six-figure annual contracts, negotiated in a boardroom
Metered per seat, per check, per screen
Screening, registers and reporting sold as separate modules
Months of onboarding and a sales gauntlet
Built for procurement, not for the analyst
With amlr.ioa fraction of the price
One clear price, no per-check meter
Every client screened daily, included
One system: onboarding, screening, registers, audit
Live on your real clients in days
Built by a working MLRO, for the people doing the work
The problem · 03

Nobody knows who owns what.

Cases live in one analyst's head, handovers happen in chat, and a stalled onboarding surfaces three weeks late. When someone asks who approved it and when, the answer is a shrug and a scroll through DMs.

The problem · 04

Do you actually know your risk exposure?

If the board asked how much of your client base is high risk right now, and why, could anyone answer without a week of spreadsheet archaeology? Between annual reviews, most departments are flying blind.

The solution

One compliance OS.

The compliance lifecycle, from a counterparty's first document to the file you hand the regulator.

01/08

B2B onboarding

One branded magic link. The counterparty fills the questionnaire, declares ownership and uploads their documents — the case file assembles itself.

  • Sales sends the link; compliance receives a finished file
  • UBO chains enforced until the structure reaches humans
  • Passports read in the browser — images never leave the device
02/08

Document pre-analysis

We don’t just collect. Every document is read and cross-checked against what was declared — before your analyst opens the file.

  • Fields extracted from every corporate document on arrival
  • Mismatches with the questionnaire flagged automatically
  • The analyst opens a worked file, not a pile of PDFs
03/08

Automated chasing

The system does the nagging. Idle requests are chased on your cadence — reminders written and sent for you.

  • Your rules: idle days, repeat interval, cap per link
  • Past the cap, the item is flagged for a phone call
  • The funnel shows where requests stall — and which document goes missing most
04/08

Screening & monitoring

Your whole book re-screened every day against sanctions, PEP and adverse media. Flat price — nobody rations screening.

  • Official sources: OFAC, UN, EU, UK + 20 more lists
  • Dismissed false positives never resurface
  • New hits land in the morning queue, not a quarterly export
05/08

Risk management

Transparent scoring your MLRO can defend line by line — for every entity and for the portfolio as a whole.

  • Entity risk itemized: geography, structure, screening findings
  • Portfolio risk at a glance: the distribution across your whole book
  • MLRO override with recorded rationale
06/08

Centralized Register

SARs, PEPs, training, conflicts, gifts, vendors — every register your licence expects, with owners, deadlines and sign-off.

  • Overdue items self-clear the moment work is done
  • Attestations collected, not chased
  • One workspace across licences and business lines
07/08

Compliance calendar

Every dated obligation in one view the whole department sees — not one person’s spreadsheet.

  • Reviews schedule themselves from risk
  • Completing a cycle rolls the next one forward
  • Filings, case SLAs and document expiries surface before they bite
08/08

Audit & reporting

A hash-chained audit log behind every action — and a one-click regulator pack with a SHA-256 manifest.

  • Append-only by design; tampering is detectable
  • Every document version, decision and screening in the pack
  • The examiner request that took a week takes minutes
The payoff

Less time. Lower costs. Nothing slips.

Cut compliance time

Onboardings close in days instead of weeks. Case files assemble themselves, checks run overnight, reviews schedule themselves, and nothing waits on someone remembering.

Cut compliance cost

One system replaces the spreadsheet stack. Analyst hours stop leaking into manual checks and chasing, and audit prep drops from two weeks to an afternoon.

The assistants

AI where it helps. A human where it counts.

Five assistants do the reading, checking and drafting. Every one of them cites its sources, goes on the record, and hands the decision to your team. Nothing high-risk should be auto-approved, so nothing is.

perpetual-monitorLive

Re-screens your whole client base against sanctions and PEP lists every night, and only wakes anyone when something actually changed.

New findings queue for a human decision, always.
entity-researchLive

Runs grounded adverse-media and background research on any party (person or entity) and returns findings with the sources attached.

Your analyst records the verdict, with a rationale.
screening-triageLive

Reads every hit the moment it is raised, discounts the obvious false positives with its reasoning on the record, and flags anything real for your team.

A true match is never confirmed by AI. Every discount is audit-logged.
case-narratorLive

Drafts the case assessment from the file itself (documents, screening history, risk factors, activity) so the write-up starts at ninety percent done.

The MLRO edits and signs. Drafts are never the record.
document-intelligenceLive

Reads every corporate document as it arrives (certificates, registers, charters, licenses) and flags where it disagrees with what the counterparty declared.

Personal ID documents never touch AI. Ever.
your-analystIrreplaceable

Reviews the evidence, weighs the judgement calls, and makes every decision that matters, with everything the assistants prepared laid out in front of them.

Four-eyes enforced. Every action on the audit trail.
The proof

Every action on the record.

Analysts do the work, the MLRO decides, auditors read. Enforced, not assumed. Every assignment, escalation, SLA and sign-off is timestamped and immutable.

SO
S. Okafor
Analyst · works the queue
assigned 12
CM
C. Moreau
MLRO · final decisions
4-eyes
EA
External auditor
Read-only, sees everything, touches nothing
read
activity · CASE-0140sha-256 chained
14:02S. Okafor escalated to C. Moreau · open PEP match
14:05C. Moreau requested EDD · source of funds
·SLA 9h remaining
16:40S. Okafor uploaded SoF · verified ID
17:12C. Moreau approved · onboarded

GDPR-native

Privacy by design and data-subject rights built into the product, not bolted on.

EU data residency

Application, database, documents and backups all live in EU data centers.

ISO 27001-certified infrastructure

Runs on infrastructure certified to ISO/IEC 27001, encrypted in transit and at rest.

SOC 2-audited providers

Every provider in the chain is SOC 2 audited, listed in your DPA.

FAQ

How fast can we be live?

The pilot starts days after the first call. Your existing client files come in through the CSV importer or the onboarding forms, and screening starts the moment a client enters the system.

Is there a trial?

Yes. 14 days, the full platform, your real files, no card. If it does not beat what you run today, you leave with a full export of everything you put in.

Is there self-serve signup?

No, and that is deliberate. Every client runs on their own dedicated instance, so your data never shares a database with anyone else's. We set it up for you after a short call. This is compliance data; we treat it that way.

How does this actually save us money?

Three ways. You stop paying per screening check, ours is flat and unlimited. Your analysts stop burning hours chasing documents, rebuilding spreadsheets and preparing for audits, the system does that. And you stop paying per seat, so involving a reviewer or an auditor costs nothing. For most teams the fee is less than the hours it gives back.

What does it cost?

Flat monthly pricing from €999 with unlimited users and no per-check fees. Compliance Advisory, the platform plus a named MLRO working your files, starts at €3,500. Full details on the pricing page.

Where does our data live?

In the European Union, end to end: application, database, documents and backups. GDPR-native, ISO 27001-certified infrastructure, SOC 2-audited providers.

Do AI features see our documents?

Only if you switch them on — they are off by default, per workspace. AI assists with screening triage, corporate documents and drafting, and it never decides: an obvious false positive is recommended for dismissal and stays open until one of your people confirms it. Identity documents of natural persons never reach any AI, and neither does your suspicious-activity register — both exclusions are enforced in the software, not by policy. The full detail, provider by provider and feature by feature, is in the data processing agreement we sign with you.

See it on your own clients.

A 30-minute walkthrough, then a free 14-day pilot on your real files. No card, no commitment, decide with evidence.

Book a demo Talk to us